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Raymundo
Raymundo produces milk to make cheese that he sells in the markets in the town of Achacachi. His wife recently died, so he's living with his niece, who helps him take care of the cows. They live in the community of Cotapampa in the province of Omasuyos, located three hours from the city of La Paz. He has his own house.

Raymundo needs the loan to buy supplementary feed to improve the feeding and nutrition of his dairy cows. This will optimize his milk production and directly increase the family income.

The purchase of supplementary feed will reduce the pressure to increase more areas of fodder production, freeing the land to rest without putting the environment at risk. There's also a deficit of protein in the barley fodder, but it's necessary from June through November, the low-water months. So in these critical periods he has to improve the nutrition of his dairy cows by using corn flour, soy chaff, bran, and other supplements.

Raymundo's dream is to have more cattle.

This is the second time he has requested a loan from IMPRO and the first time from Kiva.
View original language description ↓
Raymundo es productor de leche con la cual elabora quesos y los vende en las ferias de la población de Achacachi, recientemente falleció su esposa razón por la cual vive junto a su sobrina la cual le ayuda en el cuidado del ganado; ellos viven en la comunidad de Cotapampa de la provincia Omasuyos ubicada a tres horas de la ciudad de La Paz donde tiene su casa propia.

El crédito lo requiere para la compra de alimento suplementario y así mejorar la alimentación y nutrición del ganado lechero se optimizara la productividad lechera y directamente se incrementa los ingresos de las familias. Con la compra de alimentos suplementarios se mitiga en la presión de ampliar más áreas de producción de forrajes, liberando así a la tierra para que descanse sin poner en riesgo el medio ambiente. Así mismo existe un déficit de proteína cruda en los forrajes de cebada y son necesarios en los épocas de estiaje (meses junio a noviembre), por lo tanto en estas épocas críticas se mejora la nutrición del ganado lechero, utilizando suplementos como harina de maíz, cascarilla de soya, afrecho y otros.

El sueño de Raymundo es incrementar sus cabezas de ganado.

Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information

More information about this loan


This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,750 helped Raymundo to buy supplementary feed.
66% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2013
Listed
Dec 9, 2013
Currency Exchange Loss:
N/A