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Sou S. Oa, 49, has a business selling brooms around Phnom Penh city and earns approximately US$8 each day. His wife, Sok Saren, stays at home making the brooms for her husband to sell (pictured). The broom are made from a long grass which grows in the forest. People that live in the outskirts, especially along the railway, have businesses making brooms and selling them throughout Phnom Penh city. The couple began making and selling brooms in 1998. They have three children, all of whom are employed as garment factory workers.

She told a loan officer that every month she needs to spend around US$80 on food and US$15 on utility. Mr. Sou is requesting a loan from Kiva via CREDIT, Kiva's local partner, to purchase the long grass in bulk. This will save money and allow his wife to increase the number of brooms that she can make. The couple plan to distribute the brooms to other small sellers. In the future, if possible, Mr. Sou wants to have a small truck to transport the brooms.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sou to purchase the long grass in bulk that is required to make brooms.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Oct 15, 2009