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As a married woman with six children, Sanija lives together with her family in a small village in an Ashkali community. The majority of people in her area are unemployed, and live in very poor conditions.

Sanija owns and works on agricultural land and she keeps cows. She works with agricultural machinery on farmland belonging to other people in her area together with her husband. This is how she earns a living.

Now she is in need of a loan to buy new working tools for a tractor. To support her family, she works hard and is very committed and responsible in her work. This loan will be a great help to her and her family. She hopes to keep on making her own living in order not to ask for help from others. Her goal is to add more cows.

Sanija wants to thanks all Kiva lenders for their support!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 37
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Sanija to buy new working tools for a tractor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 7, 2013
Currency Exchange Loss:
Sep 17, 2014