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Aya Al Kematiyeh Group
In this Group: Simar, Amal, Roudaina , Zeinab
Simar is the featured borrower of Aya Al Kematiyeh group. She joined with the other group members to acquire a loan from Kiva partner Al Majmoua to support their families in a well managed way. They have always been neighbors and friends. That's why they trust each other and put their hands together to acquire the current loan.

Simar is a 56-year-old married mother of five children. She has been working in preparing and selling Mouneh (conserved food) and selling clothes from her house for twenty years. She is well known in her domain with the good quality of products she serves in addition to the competitive prices she provides to her customers.

Today, Simar is acquiring a loan from Kiva partner Al Majmoua, in order to improve, develop, and expand both businesses with the necessary requested items. For conserving food, she has to buy current-season fruits and vegetables and work on conserving them for other seasons, and she will increase her clothes merchandise with a new winter collection, especially for the Holy Christmas season celebrations to fulfill customers' needs and requests. She hopes to be capable of expanding her businesses more and moving them outside her house in the future.

Simar is the first lady from the right side of the picture. As for the other members, Roudaina is the second from the right, Amal is the second from the left with a black veil with white spots covering her hair, and Zeinab is the first from the left side.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 145
    View loans »
    Lebanon Loans Fundraising
  • $16,571,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Aya Al Kematiyeh Group's $2,300 loan helped a member to buy current season fruits and vegetables and to increase her clothes merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Dec 7, 2013
Currency Exchange Loss:
Aug 17, 2014