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Karamat is 48 years old. He is married with four children. Karamat works hard to be able to cover his family's basic costs and at the same time provide appropriate living conditions for them.

He is engaged in selling amplifying feed products for animals. With the profits, he wishes to invest the business so that in the future, he can acquire machine and tractor that will help his farming capacity.

His younger son, 19 years old, studies at University. He is currently in his fourth year of study in the pediatric department. This is the reason Karamat asks for this loan. With the help of the loan, he will be able to cover university tuition and the loan will be a great support for him.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.


About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Karamat to cover his son's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 7, 2013
Currency Exchange Loss:
Dec 20, 2014