Zaur is an Internally Displaced Person (IDP) from the Kalbadjar region in the Armenian-occupied territory of Azerbaijan and is settled in Baku city. He was born in 1976. Zuer is married, has one child. Fifteen years ago he started a business in video recording. Now he needs a loan of $1200 to buy the necessary video equipment to continue his business.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.