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Ramon Aristides
Ramón lives in the city of Ica. He works as a salesman in a small clothing store, where he earns an income to be able to get ahead each day. He thinks that he is doing well in his work because he is very charismatic with the customers and above all because he has a great desire to improve.

Thanks to the Kiva lenders, Ramón will be able to buy materials to do improvements on his home. In this way he will be able to improve his quality of life and keep striving to make his great dream a reality: ”To have his own business.”
View original language description ↓
Ramón vive en la ciudad de Ica, trabaja como vendedor en una pequeña tiene da ropa con lo cual tiene ingresos para poder salir adelante cada día, el cree que le va bien en su trabajo porque es muy carismático con los clientes y sobre todo tiene muchas ganas de mejorar.

Ramón gracias a los prestamistas kiva podrá comprar materiales para poder realizar mejoras en su vivienda y de esta manera poder mejorar su calidad de vida y seguir luchando para poder hacer realidad su gran sueño:” Tener un negocio propio”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ramon Aristides to buy construction materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Dec 6, 2013
Currency Exchange Loss:
Mar 25, 2015