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Dúo Margaritas De Vista Hermosa Group
In this Group: Eufemia Margarita, Francisco
The person in charge of this group is Señora Eufemia Margarita, who began her business three years ago. She relies on the unconditional support of her husband, who has been of great help for her. Señora Eufemia makes a living selling clothing like pants, shirts, skirts, clothing for women and men, and clothing for children. She also sells gifts for every occasion and footwear for women.

The Christmas celebrations are approaching, and that is a time in which she will make good profits. She is lacking several things for the business and the customers are already visiting and asking what she has to offer. This is why she needs to buy the shirts, pants, skirts, and t-shirts that her customers are most asking for but she does not have enough money. She needs larger capital in order to be able to stock up her business and get what the customers are requesting, and thus take advantage of the end of year sales.
View original language description ↓
DLa encargada de este grupo es la señora Eufemia Margarita, quien desde hace tres años inicio su negocio, cuenta con el apoyo incondicional de su esposo quien ha sido de mucha ayuda para ella ella se dedica a la venta de ropa como pantalones, blusas, faldas para dama, caballeros, niños, ropa de bebe, venta de regalos para toda ocasión, y calzado para damas. Las fiestas navideñas se acercan y es una fecha donde se obtienen muy buenas ganancias. Le hace falta varias cosas en el negocio y los clientes ya la están visitando y preguntando que ofertas tiene, por eso ella necesita comprar blusas, pantalones, faldas, camisas la cual es lo que el cliente mas está pidiendo pero el dinero que tiene no le alcanza y necesita tener un capital más grande para poder surtir su negocio y tener lo que el cliente le está pidiendo y así aprovechar las ventas de fin de año.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 131
    View loans »
    Guatemala Loans Fundraising
  • $10,298,025
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dúo Margaritas De Vista Hermosa Group's $3,025 loan helped a member to buy clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Dec 6, 2013
Currency Exchange Loss:
Nov 17, 2014