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Robert Nicolas
Robert is a young man, age 26. He lives in the city of Imperial. He is a very charismatic guy with a strong desire to get ahead above all else. Everyday Robert works as a construction assistant and as a house painter. Using his earnings, he covers his student expenses with great effort, because he is currently studying Agricultural Engineering. Robert works about nine hours, and in the afternoons attends his school. Robert believes that he is getting ahead because he works hard and, above all, is very responsible.

Robert is very thankful to the Kiva lenders because, thankfully, this is the second time that they have given him support. He will be able to buy construction materials to be able to enclose the rear of his property with a fence because currently it is unprotected and isn’t very safe. In this way, Robert will be able to contribute to the well-being of his family and keep fighting each day to be able to make his biggest dream come true: to finish his Agricultural Engineering degree and to improve his family’s quality of life.
View original language description ↓
Robert es un joven de 26 años de edad, vive en la ciudad de Imperial y es un joven muy carismático y sobre todo con muchas ganas de salir adelante. Dia a día Robert trabaja como ayudante de construcción y como pintor de casas culminadas, con el fruto de su trabajo solventa con esfuerzo sus gastos estudiantiles ya que él se encuentra cursando la carrera de Ingeniería Agrónoma, Robert trabaja alrededor de 9 horas y por las tardes acude a su centro de estudios, Robert cree que está saliendo adelante porque se esfuerza mucho y sobre todo es muy responsable.

Robert está muy agradecido con los prestamistas Kiva ya que gracias es la segunda vez que le brindan su apoyo; el podrá comprar materiales de construcción para poder cercar la parte trasera d esu vivienda ya que se encuentra desprotegida y no tiene mucha seguridad de esta manera Robert podrá colaborar con el bienestar de su familia y seguir luchando cada día para poder hacer realidad su más grande sueño:” Terminar su carrera de Ingeniería Agrónoma y mejorar la calidad de vida de su familia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Robert Nicolas to build a security fence.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 6, 2013
Currency Exchange Loss:
Jan 17, 2015