Conchita 2 Group
Rubén is one of the members of the group. He completed college prep. He's married and has two children. He says he always has worked very hard to get his family ahead. Four years ago Rubén started selling natural medicines and sweets as a street vendor. He puts his products on his tricycle every day and goes out to set up his business in front of a department store. He says that he has sold well up to now and that he always has a smile for his customers.
A loan will help Rubén buy a variety of sweets and natural medicines to restock his business. He hopes his business will prosper with this loan and he'll be able to give his family a better quality of life.
The other members of the group are Gaudencio, who raises pigs; Macario, who works in construction; Lucía, who sells snacks; Amado, who sells clothing; Jorge, who sells groceries, and Javier, who has a bakery.
Rubén es uno de los integrantes de este grupo, estudió la preparatoria, esta casado y tiene dos hijos, él platica que siempre ha trabajado muy duro para sacar adelante a su familia pero desde hace 4 años inició a vender productos naturistas y dulces de manera ambulante. Todos los días sube sus productos a su triciclo y sale a poner su negocio frente a una tienda departamental, comenta que hasta ahora ha vendido bien y siempre tiene una sonrisa para sus clientes. Un crédito le ayudará a comprar variedad de dulces y medicamentos naturistas para resurtir su negocio. Él espera que con este crédito su negocio prospere y pueda brindar a su familia una mejor cálida de vida. Los demás integrantes de grupo son: Gaudencio cría de cerdos, Macario albañilería, Lucía venta de antojitos , Amado venta de ropa, Jorge venta de abarrotes y Javier panadería.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid