Ivy A., who is 36, is a married woman with four children. They all live together in the village of Leusoalii. Her husband helps out with their fishing business. He fishes and Ivy takes the coolers full of fish to the fish market twice a week. She sells 20-30 fish, or 2-3 coolers of fish, and she earns more than $200.00 a day. She uses that money to buy her family's groceries, accessories for improving her business and materials for her home improvement.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.