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Rafael, an enterprising man, is 39 years old, married, and lives with his wife and three children. He is currently requesting a loan in hopes of buying supplies, such as fertilizers and fumigants. He wants to maintain his coffee crops so he can keep them in good condition during their development and obtain high quality produce. This gentleman's only limitation to continued growth is a lack of money, as they depend on this business to be able to get ahead. This is why he is asking for this loan and it is the first loan he has received from FUDECOSUR. He has not taken out loans with state banks, but FUDECOSUR offered him a loan with greater credit facilities and a much lower interest rate….
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Rafael, un hombre emprendedor , tiene 39 años de edad, es casado y vive con su esposa y tres hijos actualmente, el solicito un préstamo con el anhelo de comprar insumos como abonos, y fumigantes, el desea dar asistencia a los cultivos de café, con la finalidad de mantenerlas en buenas condiciones durante su desarrollo, para obtener un producto de buena calidad , la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 18
    View loans »
    Costa Rica Loans Fundraising
  • $4,507,400
    Funds lent in using Kiva
  • 497.8
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Rafael to buy supplies such as fertilizers and fumigants.
36% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Dec 18, 2013
Currency Exchange Loss: