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Spark Group
In this Group: Manjorie, Annabelle, Maluz
Manjorie is the featured borrower of Spark Group. They requested a loan from Al Majmoua, which they will use to support their families in their hometown Philippine with the necessary living needs.

Manjorie is 37 years old, single, and has two children. She works as a housekeeper to financially support her children. She is requesting a loan from Kiva partner Al Majmoua, which she will use to send to her beloved family back in Philippine to cover their needs and make sure that they will be capable of making sure that her children will have a delightful Christmas celebrations.
Manjorie is the first from the left, Annablelle is at the center, and Maluz is the first from the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 186
    View loans »
    Lebanon Loans Fundraising
  • $17,467,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Spark Group's $900 loan helped a member to send the money to her children so they can celebrate Christmas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Dec 18, 2013
Currency Exchange Loss:
Jun 17, 2014