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Gayane is 44 years old and she lives in Vanadzor city which is in Lori region. Gayane works at the hospital as a nurse. She is much respected by her colleagues and she does her work with great care and pleasure. She is married and she has a son and a daughter. Her son works at a café as a barman-waiter and her daughter is a student at a medical college and in future wants to be a midwife. Gayane’s husband is a builder and the family has a normal income. Soon Gayane’s daughter is going to get married and the family is not prepared to meet these expanses.
Gayane asks a loan of 600.000 Armenian drams to buy some gifts for her daughter’s fiancé and also to cover expanses connected with the wedding party.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 404.2
    Armenia Drams (AMD) = $1 USD
A loan of $1,500 helped Gayane to buy some gifts for her daughter’s fiancé and also to cover other expanses connected with wedding party.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Dec 6, 2013
Currency Exchange Loss:
Feb 4, 2014