Mrs. Tinh Thi V. is 36 years old. She and her husband have two small children, both of whom are going to school. Each day she and her husband make sesame rice crackers to sell and also raise livestock to supplement their income. She has already completed one funding round and has repaid the loan with good conduct. In this round of funding she is registering again for a loan, in the amount of 4,256,000 VND to buy more rice to make the crackers. Her group also includes the following participants:
Mrs. Chung Thi Nghiem, requesting 4,704,000 VND to raise livestock and make rice noodles.
Mrs. Dinh Thi Dang, requesting 3,360,000 VND to buy fabric for making clothes to sell.
Mrs. Bac Thi C., requesting 3,808,000 VND to use as capital for wholesale retail business.
Mrs. Lieu Thi Nguyen, requesting 4,704,000 VND to grow plants to sell, and to raise livestock.
chị Vũ thị Tính năm nay 36 tuổi Ms 13050020, vợ chồng chị có 2 con, cả 2 con chị còn nhỏ và đang đi học. Hàng ngày chị và chồng làm nghề tráng bánh đa để bán và chăn nuôi thêm tại nhà. Chị đã vay vốn qua một C. kỳ và hoàn trả vốn rất tốt, C. kỳ này chị lại tiếp tục đăng ký vay ở mức 4.256.000 VND để mua gạo tráng bánh. Trong nhóm chị có các thành viên sau :
chị N. thị Chung Ms 13050007 vay mức 4.704.000 VND để chăn nuôi và tráng bánh phở
chị Đặng thị Dinh Ms 13050008 vay mức 3.360.000 VND mua vải may quần áo bán
chị C. thị Bắc Ms 13050009 vay mức 3.808.000 VND để thêm vốn đi chợ
chị Nguyễn thị Liệu Ms 13050010 vay mức 4.704.000 VND vay vốn trồng trọt, chăn nuôi .
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.