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Chan is 60 years old and a farmer from a rural area of Baray, Kampong Thom. She is a widowed mother of four children, all of whom are married and engaged in farming. Chan has been doing mixed farming for over 25 years. Her daily income right now is KHR 10,000.

As of now, Chan is asking for a loan from HKL and Kiva lenders in order to renovate her home because it has deteriorated for years. She will hire laborers to perform the construction and buy the supplies needed for the construction. Chan is very happy because her loan will be approved to enable her to improve her home. This can allow everyone in her family to live in a comfortable way.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 272
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 3,984.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Chan to hire laborers to perform the construction and to buy the supplies needed for the construction.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2013
Dec 6, 2013
Currency Exchange Loss:
Dec 17, 2014