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Osuipa
Osuipa is 47 years old, married and raising three children together with her husband. All the children are students. Osuipa has higher education, both she and her husband work at the local school as teachers of physics and mathematics. They both have analytic minds. They have raised more than one generation of school children.

As a main income for the family, Osuipa works with livestock breeding, after having started 17 years ago with the purchase of 9,000 som (KGS). Thanks to her persistent work, her farm currently has four dairy cows, four horses and 25 sheep. They have the necessary conditions for breeding livestock. Osuipa at the same time conducts veterinary vaccination as a preventive measure. The whole family helps with the business. They harvest fodder at their own plot of land. The monthly income is 10,000 som (KGS).

With an aim to further develop her business, Osuipa turned to the microfinance bank "Bai Tushum & Partners" for a loan to purchase sheep, to increase the number of livestock. She plans to invest the income from the loan in further increasing the number of livestock. She also plans to save money for building farm buildings on their land.
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Осуйпе 47 лет, замужем, вместе с супругом воспитывают 3 детей. Все дети - студенты. У Осуйпы - высшее образование, сама Осуйпа и ее супруг работают в местной школе преподавателями физики и математики. У обоих супругов аналитический склад ума. Они воспитали не одно поколение учеников. В качестве дополнительного дохода для своей семьи Осуйпа занимается животноводством, стартовав 17 лет назад, с покупки скота на 9,000 сом KGS. Благодаря упорному труду Осуйпы, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 4 лошади и 25 овец. Для содержания скота имеются все условия.Осуйпа своевременно проводит ветеринарные прививки в профилактических целях. По хозяйству помогает вся семья. Заготавливают корма на своем земельном участке. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Осуйпа обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку овец для увеличения поголовья скота. Доходы от кредита Осуйпа планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство хозяйственных построек на территории дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 186
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,842,000
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Osuipa to purchase sheep.
97% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 28, 2013
Listed
Dec 5, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014