Pharis is a Kiva borrower. He describes himself as honest. He operates a transport business where he transports customers using his motorcycle. He has been involved in this business for five years. His business is located in a busy area and his primary customers are of all types.
He describes his biggest business challenge as lack of enough funds. He will use the KES 50,000 loan to buy another motorcycle. His business goal is to buy more motorcycles within five years. This is his first loan with SMEP DTM.