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İsa is 53 years old, married, has three children and lives with his wife, son and his son's bride. Already 20 years they are Internally Displaced Persons from Füzuli city and now live in Boyuk Bahmanli village of Füzuli region. İsa's son is married and he is a taxi driver at the same village. İsa has been in the sheep-breeding business at their homestead yard for many years. He buys little lambs, raising them and sells them to a butcher to earn money. Also he periodically sells wool of sheep. In Azerbaijan, sheep meat is used more and more. Various national dishes are prepared from sheep meat, like “dolma,” “küftə,” “bozbash,” etc. Today İsa needs 2300 AZN(Azerbaijan New Manat). For this reason he applied to the Kiva organization's partner company, Komak, for a loan. He plans on the loan to supply for winter and wants to buy enough hay for sheep, vaccinate them, etc. Isa is thankful to Komak and Kiva organizations for help. In the future he wants to open a butcher shop.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 75
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped İsa to buy enough hay.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Dec 4, 2013
Currency Exchange Loss:
Jun 17, 2015