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Aly is married and has two children who are non-adults. He always wanted to provide them with good quality of life, and that’s why he decided to start a new bakery business. He knows all aspects of making bread. He worked in Russia for some years. Now, he came back to Tajikistan and does not have a job. He must provide his family with all the necessary things. He is eager to organize his bakery business fast. His wife will help him with the business. He will be a very successful businessman as he is hardworking and smart.

He is asking for a loan of 15,000 Tajikistani Somoni (TJS) to buy equipment for making bread and for organizing the new business. He will get through using the loan, and his business will be a source of income, so that his family can have a good quality of life and better financial opportunities to progress. He awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $1,388
    Average annual income
  • 293
    View loans »
    Tajikistan Loans Fundraising
  • $28,650,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $3,150 helped Aly to buy equipment for making bread and for organizing a new business.
93% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 4, 2013
Currency Exchange Loss: