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Chinara is 35 years old, married, and together with her husband, is raising three children. Chinara has a higher education. She works as a teacher at a local school. Chinara really loves children which is why she chose this profession. Her neighbors and coworkers characterize her as a kind, respectable and intelligent woman. She puts her heart and soul in to her job as a teacher. As an additional source of income for her family, Chinara practices livestock breeding. She started this business 15 years ago, with an initial purchase of cattle in the amount of 5,000 som (KGS). Thanks to Chinara's hard work, she currently has 8 milk cows and 17 sheep on her farm. Her monthly income is 10,000 som (KGS). For the purpose of further developing her business, Chinara turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan to buy cows to increase the size of her herd. Chinara plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money for the future education of her children.
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Чинаре 35 лет, замужем, вместе с супругом воспитывают 3 детей. У Чинары - высшее образование, работает преподавателем в местной школе. Чинара очень любит детей, поэтому она выбрала эту профессию. Соседи и коллеги характеризуют ее как добрую, порядочную и понятливую женщину. Она со всей душой относится к своей работе-преподаванию. В качестве дополнительного дохода для своей семьи Чинара занимается животноводством, стартовав 15 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Чинары, в ее хозяйстве на сегодняшний день имеется: 8 дойных коров, 17 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Чинара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Чинара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Chinara to buy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 4, 2013
Currency Exchange Loss:
Jun 17, 2015