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Zubaida is a 52-year-old married woman living in the area of Lahore, Pakistan. She is the mother of four children.

She belongs to a poor family, her family passing their lives by hand to mouth. Her husband owns a small clothing shop in which he sells ladies and gent’s clothes. He has been running this business for many years. It is his misfortune that he could not create a good relationship among his customers, and this is the reason he could not establish his enterprise.

Now, with an increase in their basic needs, they consider it necessary that the business should grow also. But the lack of capital is the major problem for her husband. Therefore, Zubaida took a loan for her husband’s business. With the help of this loan, her husband will purchase more clothes to sell. Zubaida thanks Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 251
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 109.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Zubaida to buy clothes for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Dec 4, 2013
Currency Exchange Loss:
Oct 17, 2014