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Odiljon is 20 years old. He is a native of the Yavan region. Odiljon is the sole breadwinner for the family. With him lives his mother and 14-year-old little brother. Odiljon works as an operator, but his salary is small and for this reason he is starting a new activity - a new business.

Odiljon is an enterprising young man and has his own business plan. He intends to engage in selling clothes at the market. He will sell goods from Dushanbe, and resell in the local market. Since Odiljon has other work, he will work in the market just one day, on his free day. On other days, his younger brother will sell clothing. Odiljon tries so that his family will want for nothing. And he does everything for this end. Odiljon is requesting a loan of $3,000.
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Одилчону 20 лет. Он уроженец района Яван. Одилчон единственный кормилец в семье. С ним живут его мама и 14 летний братишка. Одилчон работает оператором, но зарплата у него маленькая по этой причине он начинает новую деятельность - новый бизнес. Одилчон насчитанный молодой человек и имеет свой бизнес план. Он собирается заняться продажей одежды на рынке. Он будет закупать товар из города Душанбе, и перепродавать на местном рынке. Так как у Одилчона есть другая работа, он будет работать на рынке всего один день, в свой выходной. В другие дни, продажей одежды будет заниматься его младший брат. Одилчон старается, чтоб его семья не в чем не нуждалась. И делает для этого все. Одилчон просить кредит на сумму $3000 с надеждой, что вы ему поможете!

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Odiljon to start a new business selling clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 2, 2013
Dec 3, 2013
Currency Exchange Loss:
Dec 17, 2014