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Lola is a kind and responsible woman from the city of Qurgan-Tube. She is 31 years old, married, and she has three children (two daughters who are 12 and 7 years old, and a son who is 5). For the past two years, she has been sewing traditional Tajik comforters from quilted cotton called, "kurpa" and "kurpacha". Her sewing services are always in high demand because in every Tajik family, a young woman receives a "kurpa" and "kurpacha" when she gets married. For this reason, Lola's business is quite profitable.

Lola's husband works on a construction site in Russia, and sends money home every month so that his wife can take care of the family's expenses. Lola currently wants to help her brother-in-law (her sister's husband), who, until now, had been providing taxi services, for a few years, using his own car. However, Lola's sister and and brother-in-law have had to perform major repairs in their house lately. Having miscalculated their financial capacity, they ended up having to sell the car to complete their home repairs, which left the family without any source of income. Lola is well aware of her sister's difficult circumstances, and she would like to help her.

Lola already has some savings, but she is also requesting a loan to cover the missing amount. She plans to buy a good-quality new car for her brother-in-law. Her brother-in-law plans to convert this car to natural gas, and will use it to resume his activity. Lola and her family really need this loan.
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Лола добрая и отзывчивая женщина из города Кургантюбе. Ей 31 год. Она замужем и имеет троих детей. Ее дочерям по 12 и 7 лет, а сыну 5 лет. Лола последние два года занимается шитьем национальных стеганых ватных одеял - курпа и курпача. Ее услуга всегда востребованная, так как в каждой таджикской семье для дочери, выходящей замуж и для новой невестки шьют курпа и курпача. Поэтому у нее хороший прибыльный бизнес. Муж Лолы работает в России на стройке и ежемесячно высылает жене деньги на семейные расходы. Сейчас Лола хочет помочь зятю - мужу сестры. Ее зять несколько лет занимался услугой по перевозке пассажиров на собственном автомобиле. Недавно у них был капитальный ремонт дома. Сестра и ее муж не рассчитали своих финансовых возможностей и они вынуждены были продать автомобиль, чтобы завершить ремонт. Теперь их семья осталась без источника дохода. Лола видит трудное положение их семьи и хочет помочь им. У нее есть немного сбережения и еще она просит в кредит недостающую сумму. Лола собирается купить новый хороший автомобиль, а ее зять планирует сделать на машине установку газа и продолжить свой малый бизнес. Они действительно нуждаются в этом кредите.

Additional Information

More information about this loan

This loan is part of Humo's Investment Product loan program targeting new and existing clients seeking to invest in their businesses by purchasing (capital) equipment. This program offers borrowers a grace period prior to first repayment and a lower interest rate comparing to the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a chance to start and grow small businesses and increase their productivity.

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 168
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,000 helped Lola to buy a passenger car for her sister's husband, so that he can resume his business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 3, 2013
Currency Exchange Loss:
Oct 17, 2014