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Anar is 44 years old, married, and together with her husband is raising four children. The two older children - Adilet and Ainura - are high school students, and the remaining two are schoolchildren. Her husband helps around the farm. They live as one big happy family. Every member of the family tries to contribute her part to develop the well-being of the family.

Anar herself by character is very hardworking, determined and simply a loving mother. Anar has a high school education. As a main source of income for her family, Anar is engaged in raising livestock and growing crops, having started 17 years ago with the purchase of livestock for 5,000 som KGS. Thanks to her hard work, Anar currently has on her farm: one dairy cow, two calves and sheep, and also in assets has a 2.80-hectare plot of land, on which she grows potatoes, sows cereals and sainfoin for consumption and sale. Anar and her family have quite a lot of experience in raising animals and growing crops. Monthly income consist of 10,000 som (KGS).

With the aim of further developing her farm, Anar turned to the microfinance bank Bai-Tushum and Partners for a loan - to buy a cow for expanding her headcount of livestock.

Anar plans to invest income from the loan in further increasing the quantity of domestic animals, and also the earned income will help to improve the family's living conditions.
View original language description ↓
Анар 44 года, замужем, вместе с супругом воспитывают 4 детей. Двое старших детей- Адилет и Айнура - студенты, остальные двое учатся в школе. Супруг помогает по хозяйству. Живут одной большой дружной семьей. Каждый член семьи пытается внести свой вклад в развитие благоустройства своей семьи. Сама Анар по характеру очень трудолюбивая, целеустремленная и просто заботливая мать. У Анар - среднее образование, в качестве основного дохода для своей семьи Анар занимается животноводством и полеводством, стартовав 17 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Анар, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 2 теленка и овцы, а также в активах имеет 2,80 ГА земельной доли, на которой выращиваеткартофель, сеют зерновые культуры и экспарцет для внутрихозяйственного потребления и реализации. У Анар и ее семьи очень большой опыт в животноводстве и полеводстве. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Анар обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров ддля увеличения поголовья скота. Доходы от кредита Анар планирует вложить в дальнейшее приумножение количества домашней скотины, а также полученный доход поможет улучшить жилищные условия семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $725 helped Anar to buy a cow.
97% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Dec 3, 2013
Currency Exchange Loss:
Dec 17, 2014