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Fatuma Namale's Group
In this Group: Fatuma, Scovia, Annet, Edith
Fatuma is the leader of a 4-member group. She is 29 years old and married with 3 children aged between 15 and 4. All of her children go to school. She also takes care of three orphans, children of her late sister. She owns and resides in a four-roomed house living with eight people There is electricity but the house has no piped water. The family gets two meals a day.

Fatuma resides and works in a semi-urban area which is on the outskirts of Kampala. Fatuma goes to Kampala for shopping three times a week. She rents her business premises at 40,000/= per month and works seven days. She deals in second-hand clothes and sells to all categories of people.

Fatuma sells to an average of 20 people per day. She buys her products from Owino Market, one of the busiest markets in Kampala City, and she uses public transport back to her business. Fatuma has been in this business for over eleven years and doesn't have any other business.

Her main challenges include limited capital and high transport costs to and from her place of work. She has been working with MCDT for over 11 years and is servicing her eighteenth loan, working all this long period with the same group-mates. She wants to use this loan to increase the inventory in her business. She aspires to build her own rental rooms.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 272
    View loans »
    Uganda Loans Fundraising
  • $30,718,125
    Funds lent in using Kiva
  • 1,630.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Fatuma Namale's Group's $1,475 loan helped a member to increase the inventory of her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 22, 2008
Sep 8, 2008
Currency Exchange Loss:
Apr 15, 2009