Kolla Marka Group
The businesses that the members of the association are running are varied. Among them are: cold porcelain works, costume jewelry, sewing of ponchos, a dairy, making balls, a neighborhood store, vegetable sales, pastries and cloth weaving.
The loan they will take out will benefit small businesswomen, of which Florencia is a member. She says she joined Pro Mujer ten years ago, by invitation of a friend who is a partner in the institution. She currently has a business sewing balls. She said that she learned this business from her husband, 20 years ago, when they started their own workshop.
The loan that she will take out now is for increasing capital (buying leather) that she will get from wholesale stores in La Paz, and subsequently for production. She will sell it in her sales space. This form of work allows her to generate resources to sustain her home, since she is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the sharing in her community bank.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Florencia es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura de balones; cuenta que este negocio lo aprendió de su esposo, hace veinte años, cuando emprendieron su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de cuero) que adquirirá de las tiendas mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el compartir en su Banca Comunal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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