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Asociación Adicho Group
In this Group: Monica , Marta , Aurilia , Clara Herginia , Maria Magdalena , Artemio , Santiago , Juana Catalina , Pablo , Mario , Angel , Santos , Sandra Leticia , Henri Albino , Genri Rocael , Salvador Lucas
Santiago is 49 years old and married. He completed 3 years of primary school and has 7 children who are all attending school. He works in agriculture and he began this business, learning from his father. To date he has 29 years of experience.

He is organizing a group, and is seeking a loan that he will use to purchase fertilizer for his crop of potatoes and snow peas. In the future he hopes to have more land so that he can plant for wholesale and be able to export his products.

The other members of the group work in agriculture.

17 of the group's borrowers appear in the photo, but only 16 are taking out a loan in this cycle.
View original language description ↓
El señor Santiago de estado civil casado. De edad 49 años. Cursó 3 años de educacion primaria. Tiene 7 hijos y los 7 están estudiando. Se dedica a la agricultura. Inició este negocio aprendiendo con su padre y a la fecha lleva 29 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de fertilizante para su cosecha de papas y arbeja china. Desea en el futuro contar con más terreno para poder sembrar por mayor y poder exportar sus productos.

Los demás integrantes del grupo se dedican a la agricultura.

En la fotografía aparecen 17 integrantes pero solo a 16 de ellos se le concedió el crédito.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 71
    View loans »
    Guatemala Loans Fundraising
  • $9,872,275
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Asociación Adicho Group's $5,075 loan helped a member comprar Fertilizante.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 21, 2013
Dec 18, 2013
Currency Exchange Loss:
Aug 30, 2014