The loan they will take out will benefit the micro-businesswomen, including Erlinda. She says that she has been a member of Pro Mujer for three cycles. She joined at the invitation of a friend who is a member of the institution. Right now, she has a business selling clothes. She says that she learned this business from her aunt several years ago when she helped her in her business. Later she and her spouse decided to start their own independent business.
The loan she will take out is to increase capital by buying clothes. She will acquire them in the wholesaler stores in the city of El Alto. Later she will sell them in her sales space. This type of work allows her to generate resources to support her family, since she is in a common law marriage and has four children.
When asked what she likes about Pro Mujer, she says that she likes the punctuality in her communal bank.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Erlinda es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo aprendió de su tía hace varios años al apoyarle en su negocio, posterior a tener su pareja decide emprender su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las tienda mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la puntualidad que realiza su Banca Comunal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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