The loan they are requesting will be useful for micro entrepreneurs such as Sandra. She says that she has been working with Pro Mujer for six months now and that she started when one of the institution’s promoters visited her at home and invited her to join. She runs a business selling sport shoes. She says it was her parents who started it and she helped them, but then she decided to become independent.
The loan she is requesting will help her to increase her working capital and buy sport shoes from wholesalers at La Paz. She will afterwards sell them at her establishment. With this business, she makes enough to sustain her family, since she is single and has a son.
She says that what she likes the most about Pro Mujer is the training opportunities they offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sandra es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de zapatillas deportivas; cuenta que este lo implementaron sus padres y ella ayudaba en el negocio familiar, posteriormente decide implementar su propio espacio de comercialización.
El crédito que ahora sacará es para el aumento de capital (compra de zapatillas deportivas) que adquirirá de las tiendas mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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