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Modou is an entrepreneur. He is single and has financial responsibility for his mother and three brothers. He makes and sells embroidered pagnes (traditional wrap-around clothing). Modou has more than three years' experience in this business. He will use his loan to buy thread and the accessories which he needs to make embroidered pagnes. He finishes his working day at 3pm.

Modou lives several kilometres away from the field partner, and this will be his first loan with them.

With the help of the field partner, Modou would like to expand his business, and buy new materials to increase his profitability.
View original language description ↓
Le promoteur s’appelle MODOU, il est célibataire et prend en charge sa mère et ses trois frères . Il évolue dans la confection et la commercialisation de pagnes tissées. MODOU a une expérience de plus de 3ans et sollicite ce montant pour acheter du fils et les accessoires qui entrent dans la fabrication de pagne tissée. Il commence sa journée et finit à 15h. Il habite à quelques kilomètres du Guichet et il est à son 1er prêt. Avec l’aide de l’institution il souhaite développer son activité et acquérir de nouveaux matériels pour plus de rentabilité.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 47
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 482.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Modou to buy thread and accessories needed to make embroidered pagnes (traditional wrap-around clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Dec 3, 2013
Currency Exchange Loss:
Oct 27, 2014