The loans that they receive help the small micro-entrepreneurs, where Felipa is a member. She tells us that it is her first time with ‘Pro Mujer’. She joined after being invited by a representative who visited her house. She has a business selling food, which she started after making an in-depth analysis of both the products and the customers on the market.
The loan is to increase her capital so she can buy rice and potatoes, which she will buy in the areas of La Paz and then sell on her stall. This work allows her to generate an income to support her family as she is a single mother with four children.
When asked what she likes about ‘Pro Mujer’, she tells us that it is the insurance that they offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Felipa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo implementó después de hacer un amplio análisis del mercado, tanto de los productos, y los compradores.
El crédito que ahora sacará es para el aumento de capital (compra papa y arroz) que adquirirá de las comunidades de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive es soltera y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el seguro que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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