Germaine is a member of the Vyukakare group and lives in Gitega. She is 48 years old and married to Gervais, a shopkeeper. They have three children together, 2 of whom attend school.
She has sold banana beer for a living for two years.
She is on her third loan with Turame. With the Kiva loan she is seeking, she will aim to boost her working capital and purchase a large quantity of banana beer for re-sale, so that she may earn more money.
Germaine fait partie du groupe Vyukakare et habite à Gitega. Elle a 48 et est mariée à Gervais, un commerçant. Ensemble ils ont 3 enfants âgés dont 2 étudient.
Elle fait le commerce de bière de banane depuis 2 ans.
Elle est à son troisième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de bière de banane à revendre pour gagner plus.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.