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Rashid is a farmer. He has a lovely family: his wife and three children. His children help Rashid in his work. Rashid’s wife is a housewife. His family is IDP (internally displaced persons) from Fuzuli region and now lives in Dovlatyarli village of Fuzuli region.

Rashid has been in the animal breeding business for 12 years. He buys little calves, raises them and sells them in the bazaar to earn money. He learned this from his father and in the future, he wants his sons to be in the agriculture business too.

Today, Rashid wants to increase his business and is requesting a loan of 2100 AZN (Azerbaijan New Manat) to buy more calves. Rashid is thankful to Komak and Kiva organizations for this help. In the future, he wants to start producing dairy products and selling them.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,992,500
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Rashid to buy more calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 3, 2013
Currency Exchange Loss:
Dec 17, 2014