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This client, Kakule, is a staff member in a Baptist evangelical organization. He is the parent of two students at the university level. Both are in their freshman year in economics and in public health, respectively. Kakule was informed about new opportunities in the financing of education costs by the microfinance institution Hekima.

Thus, this new loan will be used to pay the education costs for these two students (a boy and a girl), so that they are no longer excluded from classes throughout the 2013-14 academic year. This parent staff member dreams of seeing his daughter and son as a high-ranking public health worker and a company manager.

He thanks the microfinance institution Hekima very much for its new innovative product dedicated to their children's education through lending with social impact, especially during this critical time of war in the country's east.
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Le Client Kakule est un fonctionnaire dans une organisation évangélique baptiste. Il est parent de 2 étudiants à l’université, tous en première année de graduat respectivement dans les facultés d’économie et de sante publique. Il a été informé des nouvelles opportunités de financement de frais académiques par l’IMF Hekima. Ainsi, ce nouveau prêt lui servira de payer les frais académiques pour ces 2 étudiants (fille et garçon) en fin qu’ils ne soient plus exclus de cours durant toute l’année académique 2013-2014. Ce parent fonctionnaire, rêve voir sa fille et son fils devenir hauts cadres en santé publique et chef d’entreprise. Il remercie l’IMF Hekima pour son nouveau produit innovant dédiés à l’éducation de leurs enfant en leur donnant de crédit d’impact social surtout ; pendant ce moment critique de guerre à l’Est du pays.

Additional Information

More information about this loan

HEKIMA is offering this loan to help this client, or a member of this client’s family, to access post-secondary education. Because tuition must be paid up front in HEKIMA’s operating area, where incomes are often small, it can be very difficult for students to pay tuition and access higher education. It allows students and students’ families to spread the cost of tuition out over 4-12 months. We believe this is the first loan product offering of its kind in the Kivu region.

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 12
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Kakule to pay the education costs for two students.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Jan 6, 2014
Currency Exchange Loss:
Dec 17, 2014