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Fozia is a 31-year-old married woman, living in the area of Lahore, Pakistan. Her husband has owned and successfully run an enterprise of stitching and selling embroidery by machine in the nearby town for many years. He has been recruiting skilled persons for embroidery work on daily wages; he also brings some material to home for Fozia because she helps him with embroidery work. He is very expert in his trade, and is especially famous for bridal dresses. People like his art and are appreciative of his efforts.

He wants to meet the demand for bridal dresses and that is why he wants to buy stock of thread, fancy cloth, sequins, and pearls of various colors in advance.

Fozia requires some capital to buy the desired inventory for her husband but she does not have a sufficient amount. So she has humbly requested a loan from BRAC Pakistan. With this loan her husband would be able to buy stock of thread, fancy cloth, sequins, and pearls of various colors. Fozia is very glad about the loan and thankful to BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 108.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Fozia to buy raw materials for her husband's embroidery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 2, 2013
Currency Exchange Loss:
Oct 17, 2014