Joan is a 41-year-old woman who is married with seven children. She runs a business selling fish in her community. She has three years of experience with this business.
Joan has requested a loan to buy a new fishing net and fishing gear such as spears, goggles, and hooks. She plans to use her profits to improve her business, support her family, and pay for her children's education.
She has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.