Janice is 23 years old and is a married woman with one child. She owns and operates a business venture designing clothes. She has two years of experience in this kind of business.
Janice needs a loan to buy rubber, stencils, paints, brushes, and materials. She hopes to use her profits to extend her business and support her family. She joined SPBD in 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.