Update on VitaliyVitaly is a very cheerful, sociable person. He looks at life with optimism, and imbues the people around him with it. Vitaly is very energetic, and runs two busineses: transporting materials in his vehicle, and secondly, growing vegetables. Vitaly's family had several exciting events this year: his daughter got married and had a baby. Vitaly needs additional capital to meet his developing farming businesses additional expenses. He has obtained loans in the past, and they helped a lot with development of his business. He is asking for 20,000 hryvnia which he plans to use to build a storage area for vegetables, repair his greenhouse, and buy seeds and fertilizer. Vitaly is very grateful for the help.
Previous Loan DetailsVitaliy is married with two adult children. He has a retail business selling vegetables and animal food. He has a large storage place next to his home and sells his products right outside his gates. Vitaliy has been in this business for ten years. He has a very good business location—by a busy ro... More from Vitaliy's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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