Malama is 43 years old and married with 3 children. She makes and sells elei (painted fabric) to earn a living and has been doing this for many years. Malama requested a loan to buy materials, paints, stencils, brushes, and elei design carved board. She plans to use her profits to expand her business. She joined SPBD in 2009 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.