Mario has worked in agriculture since he was 16. His father taught him to work the fields and thanks to this he has a lot of knowledge today about the different activities required to produce a harvest. He and his brother work together growing 10,500 square meters of corn and beans. They have to walk 45 minutes to get to their fields. And to work and to sell their harvest they have to carry the product on their backs or by animal. They don't have normal work hours, they work until the job is done.
The loan that Marío is requesting is to pay for labor to harvest their crops as it is too difficult for just him and his brother. They have a lot of work to do and this helps their client as the crops have to be transported to his house. From there the harvest can be sold and they will have income to pay the loan and help their mother with the household expenses.
Marío wants to continue working in agriculture and wants to harvest more in the coming season. So he hopes his brother will continue to help him. He also has the support of his mother to help him along. He is thinking of buying a plot of land to build his own house.
Mario se dedica a trabajos agrícolas desde que tenía 16 años de edad, su padre le fue enseñando, a como trabajar en el campo y es gracias a su padre que hoy conoce de mucho, sobre las diferentes actividades que requiere un cultivo, en esta actividades se involucra el hermano quien junto con el cultivan 10,500 metros cuadrados de maíz y frijol. Para llegar a la zona de trabajo debe caminar 45 min, para realizar sus trabajos cuando también al momento de sacar su cosecha le toca que sacarlos cargándolos, en su espalda o en bestias y sus horas de trabajo no tiene si no que lo hace hasta que termine su trabajo.
El préstamo que esta solicitando, es para pago de mano de obra, para sacar su cosecha ya que se le hace difícil a él solo y su hermano; porque es bastante los trabajos que tienen y con esto se estará ayudando al cliente que se le puedan facilitar el traslado de su cosecha a su casa y así poder sacar su cosecha para venderla y tener ingresos para salir con el crédito y ayudar a su madre en los gastos de su casa.
Piensa continuar trabajando, en la agricultura y poder cosechar más en el próximo año y para eso espera que su hermano siempre le ayude y también tenga el apoyo de su madre, para salir adelante y también piensa en poder comprar un terreno, para construir su propia casa.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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