She and her husband make a living growing coffee. It was her parents who taught her to work from a very young age, though, and today she has continued doing that job with her husband for more than 20 years because it's the source of income for her family and the household.
María Isabel went to school up to third grade; her parents weren't able to support her in her studies because of financial problems so she didn't finish elementary school. The land she and her husband farm is her own, thanks to an inheritance from her parents because they weren't able to support her in her studies so she could be trained. The land's located two kilometers from her house; they walk there as a family so she can generate income for her household. The challenges she has encountered in her farm work are pests and natural weather changes. Competition isn't a problem for selling her crop and generating income.
María Isabel's dream is to acquire more land and more coffee farms to offer her customers a better variety of the crop. This way she'll be able to improve her income and have greater economic stability to reinvest in her coffee crops and support her children in their studies.
This is why she's currently requesting a loan to improve and take care of her crops by applying agricultural inputs such as soil amendments, fertilizer, coffee formula, and fungicide to prevent contamination by pests and diseases.
Sus sueños son poder obtener más tierra y más plantación de café ofrecer a sus clientes una mejor variedad del producto ya que de esa forma ella podrá mejorar sus ingresos y podrá tener una mayor estabilidad económica para re invertir en sus cultivos de café y apoyar a sus hijos en sus estudios.
Por lo que ella hoy en día solicita un financiamiento con el cual mejorara sus cultivos dando una mejor asistencia aplicando insumos agrícolas como abono, fertilizantes, formula cafetalera, fungicidas que evitaran la contaminación de bichos y enfermedades.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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