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Maria Pascuala
María Pascuala is 41 years old and has 6 children. Only 5 of them are dependent on her and they all help out by working in the field along with their parents, apart from the youngest one who goes to the community primary school. María Pascuala is a housewife and farmer and has been doing this work for more than 6 years along with her husband. It was her parents who taught her from a young age to work the land, since they come from a family with a farming tradition.

The family income depends on the work they do every day as a family in the field, tending their coffee crops, because in the community where they live there is no other option for work apart from farming. The family have a 30 minute walk from their home to where they grow their crops.

María Pascuala has asked for a loan from the COMIXMUL co-operative which she will use to buy agricultural supplies for the coffee crops, which she hopes will give a better harvest and keep the final crop free of blight and insects.

Her future plans are to grow a better variety of coffee so she can get a better income from her agriculture and continue to support her children in their studies and other needs which may arise in the future.
View original language description ↓
Doña María Pascuala tiene 41 años de edad, madre de 6 hijos pero solo 5 dependen de ella quienes ayudan y trabajan en el campo junto a sus padres pero solo uno el cual es menor de todos quien estudia en primaria en la escuela de la comunidad. Ella es ama de casa y agricultora ya que por más de 6 años se ha dedicado a esta actividad en compañía de su esposo quien es agricultor pero fueron sus padres quienes a temprana edad le enseñaron a trabajar la tierra ya que ellos son agricultores por vocación familiar. Sus ingresos económicos dependen del trabajo que diariamente realizan en familia en el campo mediante la atención que dan a sus cultivos de café ya que en la comunidad donde ellos habitan no existe otra fuente de trabajo más que la actividad de campo. Sus cultivos están ubicados a 30 minutos de su casa de habitación al cual en familia se trasladan caminando para poder asistirlos.
Ella ha solicitado a la cooperativa COMIXMUL un financiamiento con el cual comprara insumos agrícolas para su cultivo de café con los cuales busca obtener una mejor cosecha y asegurar el producto al final de plagas y bichos. Los planes a futuro son los de poder cultivar una mejor variedad de café ya que de esta forma ella podrá obtener mejores ingresos con la agricultura y seguir apoyando a sus hijos en sus estudios y demás necesidades que se presenten en un futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 11
    View loans »
    Honduras Loans Fundraising
  • $8,473,175
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Maria Pascuala to buy agricultural supplies to help her coffee crops.
0% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 28, 2013
Listed
Dec 3, 2013
Currency Exchange Loss:
Possible