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Larisa

Update on Larisa

Larisa runs her farm with the help of her son and her mother. They live in a village and have a large plot of land. Over the last 10 years, they built three large greenhouses, and they have two others for seedlings. Last year they installed a heating system. Larisa reports that this was a big improvement. She says, "we work as hard as before, but our income is much bigger!" It was difficult for her to raise her son alone. They never had enough money, but now she is joyful because they now have some security and success, and with her son now grown, she has someone on whom she can rely.

The loans really help Larisa. She was fearful when she took out the first one, but with time she has come to understand that without the loan she wouldn't have been able to get to where she is today. Larisa is requesting a loan of 25,000 hryvni (UAH). She wants to build an additional greenhouse to be able to grow more tomatoes. Since they still have undeveloped land where it will be possible to build two more greenhouses, Larisa looks forward to working together again in the future.
View original language description ↓
Лариса ведет свое хозяйство вместе с сыном и мамой. Они живут в селе и при доме у них есть большой участок земли. За 10 лет построили три большие теплицы, еще есть две теплицы под рассаду. В прошлом году провели отопление. Лариса говорит, что с отопление гораздо лучше: "Трудимся также, но доход гораздо больше!" Ей трудно было растить одной сына, средств не хватало, но сейчас она радостная, появилась уверенность и успех, также сын подрос и теперь есть на кого опереться.

Ларисе очень помогают кредиты. Когда брала в первый раз боялась, но со временем поняла, что не смогла бы без них достичь сегодняшних результатов. Лариса просит предоставить ей кредит 25,000 гривен. Она хочет построить дополнительную теплицу, это поможет ей посадить больше помидор. Еще на участке есть свободная земля, где можно построить две теплицы,поэтому Лариса надеется на дальнейшее сотрудничество.

Previous Loan Details

Larisa has been growing vegetables for twenty years. She is divorced and lives with her mother and son. Her son is an adult who works in a nearby town and also helps his mother with the greenhouses. Larisa grows tomatoes, radishes and cucumbers. In order to reap an early crop, as well as to p... More from Larisa's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $3,050 helped Larisa to build one more green house for raising tomatoes.
69% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 31, 2013
Listed
Nov 30, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014