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Dilorom is a resident of the Shahritus region. Her husband's name is Bakhtiyor and they have two children: a 19-year-old daughter and a 15-year-old son. Dilorom is a homemaker and instead of working, has always stayed at home looking after the children. Now that they have grown up, she is able to work, and has decided to start a business selling confectionery goods. Dilorom is a responsible woman who can be counted on and she has found and rented a place for her shop as well as a wholesale seller. She will bring in goods from the city of Dushanbe and sell them in her home region of Shahritus, and her daughter will help her with the business. Dilorom doesn't have enough capital to begin stocking inventory, and for this reason she is requesting a loan. She hopes that you will help her so she can start her business.
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Дилором жительница района Шахритус. Она замужем за Бахтиёра. У них двое совместных детей. Дочери 19 лет, а младшему сыну 15 лет. Дилором нигде не работает, она домохозяйка. Дилором сидела дома и присматривала за детьми. Теперь, когда ее дети повзрослели, она может работать. Дилором решила начать свой бизнес по продаже кондитерских изделий. Дилором насчитанная и ответственная женщина. Она нашла и арендовала место для продажи и нашла оптовых продавцов. Она будет привозить товар из города Душанбе, и продавать его на Родном районе Шахритус. В ее работе будет помогать ее дочь. Но для приобретения и привозки товара у Дилором нет достаточной суммы денег, по этой причине она просит кредит. Дилором надеется, что Вы ей поможете, и она начнет свой бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Dilorom to purchase confectionery goods.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Nov 30, 2013
Currency Exchange Loss:
Nov 17, 2014