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Josefina works with her husband, Felix, growing and selling avocados. They have four kids and currently live in a house with a tin roof and no bathroom. Josefina says she is used to having no proper bathroom. She grew up not having one and never expected to. But now, she sees her kids bathing with a bucket every morning and having to use a latrine which is not very sanitary.

Felix and Josefina have been saving for some time to make the necessary additions to their home. They know that a proper roof and a complete bathroom will not only make life more comfortable but also healthier. They are asking for a loan to finish paying for the materials they need to build the bathroom and a cement roof instead of the tin roof they currently have.

Josefina and Felix make around $600 USD a month, and they have no access to other types of credit. The family will receive supervisory visits from certified technicians to monitor the quality and progress of the construction. The new construction will give their children and the rest of the family more privacy and a healthier life. The family looks forward to cooler summers and warmer winters. Josefina is aware that dedication and hard work is what and will give her family a better life.

Additional Information

More information about this loan

Ecoblock is a social housing production company that delivers affordable homes and home improvements to communities through a program called Echale a tu Casa. Echale sells technical assistance for self-organized and self-production housing in rural and urban communities. Ecoblock focuses on the poorest socioeconomic strata in Mexico (levels C, D & E). They place a particular emphasis on areas where families do not have access to any microfinance institutions.

About Echale

Ecoblock International (“Ecoblock”) is a social housing company dedicated to providing marginalized communities in Mexico with opportunities to significantly improve their housing conditions. Founded in 1997, it started a program called Échale a Tu Casa that develops affordable housing solutions for underserved communities through innovations in construction, technology and finance. Focusing its efforts on urban and rural areas where families have little or no access to microcredit, the program has supported 30,000 families to construct new homes, and has delivered home improvement assistance to an additional 150,000 families.

Ecoblock joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

About Mexico

  • $15,600
    Average annual income
  • 63
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefina to buy materials to build a bathroom and a cement roof.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Dec 2, 2013
Currency Exchange Loss:
Jun 28, 2014