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Manuel works selling insoles for shoes. He has been doing this for 60 years and is well known around town. He has been living in a single room house for the last eight years and has saved for a while to make additions to his house. He wishes to add a room for a kitchen, another for a living room, and a complete bathroom.

Manuel has no technical knowledge of construction and he buys materials in small quantities, meaning he misses out on savings from bulk prices. Manuel has been saving and is asking for credit to complete the payment of the materials needs. By working with Ecoblock International he will also be part of a program that gives borrowers building materials at bulk prices, technical training, assistance, and supervision to make sure that construction meets all safety and quality regulations.

From his business, Manuel makes $600 USD a month. Given his age and the informality of his business, he has no opportunity for credit from other institutions. Manuel has invested a lot of time and effort into his home renovations and he wishes to finish this work the right way. This is the opportunity he has to make it right.

Additional Information

More information about this loan

Ecoblock is a social housing production company that delivers affordable homes and home improvements to communities through a program called Echale a tu Casa. Echale sells technical assistance for self-organized and self-production housing in rural and urban communities. Ecoblock focuses on the poorest socioeconomic strata in Mexico (levels C, D & E). They place a particular emphasis on areas where families do not have access to any microfinance institutions.

About Echale

Ecoblock International (“Ecoblock”) is a social housing company dedicated to providing marginalized communities in Mexico with opportunities to significantly improve their housing conditions. Founded in 1997, it started a program called Échale a Tu Casa that develops affordable housing solutions for underserved communities through innovations in construction, technology and finance. Focusing its efforts on urban and rural areas where families have little or no access to microcredit, the program has supported 30,000 families to construct new homes, and has delivered home improvement assistance to an additional 150,000 families.

Ecoblock joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

About Mexico

  • $15,600
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $19,054,050
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Manuel to buy materials to complete building two rooms and a bathroom.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Dec 2, 2013
Currency Exchange Loss:
Apr 16, 2014