Las Viajeras Group
The loans they receive benefit the group of micro-entrepreneurs which Margarita is a member of. She tells us that she has been a member of ‘ProMujer’ for two years, joining the association on invitation by her friends who are also members. She currently has a business selling fruit. She learnt this business several years ago, seeing how the product sold well on the market.
The loan she is asking for at the moment is to increase her capital (to buy fruit) which she will buy at the traditional food fairs in La Paz and afterwards she will prepare it and sell it on her stall. This work helps her to generate an income which lets her support her family. She is married and has three children.
When she is asked what she likes about ‘ProMujer’, she replies that she likes the training sessions in the areas of health and credit which the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de sus amigas que son socias en la institución. En la actualidad ella tiene un negocio de venta frutas; da a conocer que este negocio lo aprendió hace varios años atrás, ya que observó que este producto era muy comercial en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las ferias tradicionales de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en salud y crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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