Amor De Dios Group
The business carried out by the members of the communal bank are varied; among them are: weaving blankets, selling coca leaf, selling Christian material, selling papa chuño (artisanal freeze-dried potato traditionally made in Peru) and corn, selling nutritional products, cosmetics sales, a butcher shop, and transportation services.
The loan that they are taking out will benefit small business owners, one of whom is Asunta. She says that she joined Pro Mujer one year ago, entering at the invitation of a promoter from the organization who came to visit her at her house.
Currently, she has a business selling potatoes and corn. She says that she learned this work alongside her parents, as it is a family business. When she was 15 years old, she decided to open her own location independently.
The loan that she will take out now is to increase her capital (purchase potatoes and corn) that she will obtain from communities in the city of La Paz; later, she will sell them in her sales stall. This type of work enables her to generate income to support her household as much as possible, as she is married and has two children.
When asked what she likes about Pro Mujer, she answers that she enjoys the trainings on savings and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Asunta es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de papa y maíz; cuenta que este negocio lo aprendió conjuntamente sus padres, ya que el mismo es un negocio familia; a sus 15 años decide emprender su propio espacio independiente.
El crédito que ahora sacará es para el aumento de capital (compra papa y maíz) que adquirirá de las comunidades de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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