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Julio Cesar
Julio is 47 years old, married, has four children, and lives in the municipality of San Pedro Sula, Cortes. Julio worked for several years in the private sector, and now that he has been fired he helps his wife with their business. 15 years ago he and his wife started a small grocery where they sell staple foods, vegetables, dairy products, sausages, pastas, soft drinks, bread, lard, flour, etc.

Because of the Christmas season, he has requested a loan of 30,000 HNL to stock up on products such as meats, bread, soft drinks, cell phone credit top-ups, canned products and other merchandise to sell. His future goal is to expand the store to make a better profit.
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Julio, tiene 47 años de edad, esta casado, tiene 4 hijos y reside en el municipio de San Pedro Sula, Cortes. Don Julio trabajo por varios años en la empresa privada y al ser despedido ahora apoya a su esposa en su negocio. Hace 15 años estableció una pulpería con su esposa donde vende granos básicos, verduras, lácteos, embutidos, pastas, refrescos, pan, manteca, harina, etc. Por motivo de la época navideña ha solicitado un préstamo por 30,000 lempiras para surtir de productos como carnes, pan, refrescos, recargas saldo para celulares, productos enlatados y otra mercadería para vender. Su meta a futuro es convertir la pulpería en una bodega para obtener mayor ganancia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Tags

About Honduras

  • $4,800
    Average annual income
  • 64
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Julio Cesar to stock up on products such as meats, bread, soft drinks, cell phone credit top-ups, canned products and other merchandise to sell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2013
Listed
Dec 2, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2014